If you are accepted into the program, you will be instructed to enroll in a homebuyer training session presented by Consumer Credit Counseling Services. Completion of this course is mandatory before you sign a purchase contract or receive GAHLI financial assistance. 

The session covers the following topics:

• Family budget management
• Homeowner’s insurance
• Fair housing
• Working with a realtor
• The home inspection
• Mortgage financing
• Closing on your home
• The rights and responsibilities of home ownership
• Basic home maintenance. 

Once training has been completed, qualifying homebuyers are eligible to apply and receive a GAHLI second mortgage.

Step 3: Financial Assistance