Homeowner Housing Rehabilitation Program

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Rehabilitation loans, both deferred and repayable, are available at zero percent and three percent interest for the actual cost of rehabilitation. However, the cost of repairs cannot exceed $60,000. You can take up to 20 years to repay the loan.

Homeowner Rehabilitation Application

Minimum Eligibility Requirements

  • Your home is within Greensboro city limits.
  • You own and occupy your home.    
  • Credit check and loan qualification is required.
  • Equity in the property must exceed the combined total of the rehab loan.
  • Your family income cannot exceed 80 percent of the area median income adjusted for family size (see income chart in application).
  • Other eligibility criteria also apply.