Homeowner Housing Rehabilitation Program

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Rehab loans, both deferred and repay loans, are available at 0 percent and 3 percent interest for the actual cost of rehabilitation, but the cost of repairs cannot exceed $60,000. You can take up to 20 years to repay the loan.

Homeowner Rehabilitation Application

Eligibility Requirements

  • Your home is within Greensboro City limits.
  • You own and occupy your home.    
  • Credit check and loan qualification is required.
  • Equity in the property must exceed the combined total of the rehab loan.
  • Your family income cannot exceed 80 percent of the area median income adjusted for family size (see below).
  • Other eligibility criteria apply.